Thursday, July 11, 2013

Lend in Haste, Repent at Leisure


Dear Philip,
We own a small house in a beach town.  At least a few times every summer, I am “guilted” into letting someone I barely know use the house.  Sometimes it’s a friend of a friend, or one of our relatives’ friends.  Last month it was someone I know through my exercise class.
More than once, these people that my husband and I don’t really know very well (or at all) have damaged or broken something in the house, and either not said anything or insisted it was broken when they got there.  My husband wishes I would stop loaning the house to “near strangers,” but nothing major has ever happened and I feel an obligation to share the things we’re fortunate enough to have.  Am I wrong?
Soft Touch

Dear Soft,
How interesting that you use the concepts of guilt and obligation interchangeably.  (Mom?  Is that you?)
Actually, the joke I should have made is ‘Honey, is that you?,’ because this exact argument has gone on in my house, over a tiny place we rent.  A place where in the past year alone we’ve had to fix the washing machine, replace one set of sheets and two bike tires, and placate an angry neighbor.  All because my bride shares your difficulty in distinguishing guilt from obligation.
Like you, Soft, my bride also has a generosity of spirit that is laudable…even if it can get expensive.  Like you, she’s right that good fortune comes with an obligation to be generous.  The problem you both seem to have is with understanding the prudent limits of that obligation.
Take a step back, and think about the folks you and your husband consider good friends.  Would any of them treat your house carelessly or just walk away from any damage they might accidentally do while staying in it?  Didn’t think so.  That’s part of why they’re your friends: they share your values.  If one of them were to leave the upstairs tub to overflow, and then insist that the water damage in your kitchen ceiling was already there, that friendship would likely be over before the estimate for ripping out the plasterboard came in. 
Your assumptions about values shouldn’t extend to the relatives of your friends, or folks who work out on the next mat over, though.  Neither should your sense of obligation when it comes to doling out the use of your home.
Last summer, Christina was introduced to the cousin of a friend of hers at a cookout.  The cousin had absolutely no problem – once Christina had let on that we’d be skipping a weekend at the beach because of an obligation at home – asking if she could use our place.  Put on the spot, Christina said, “Of course.”  The cousin proceeded to invite another woman and her children along…and then to shove every towel the kids used over the weekend into the washing machine.  At the same time.  Though it probably put up a hell of a fight, the overloaded appliance died somewhere during the spin cycle.  Here’s the exact message we got:  “Your washing machine isn’t working.”
The punch line is that when Christina’s friend found out what happened, she said, “Why on earth would you loan your place to her?”
Which suggests a rule of thumb, Soft: when it comes to sharing things of real value, put your faith in your friends.
As for getting cornered by a relative stranger (or the relative of a friend, for that matter) asking to borrow your house, look at it this way: would you ever have – what’s a polite word here? – the chutzpah to do that?  Of course you wouldn’t, so have no qualms about following my one-word advice when dealing with such people.  Lie.  Lie like the rug they’d probably ruin without telling you: “So sorry, the house is spoken for, that weekend.  Actually, we’re full up all summer.”
Yours in not overloading major appliances,
Philip